Do you intend to go on a trip and are in search of a travel insurance company to get a policy from? If yes, we highly recommend AXA Assistance USA travel insurance. AXA Assistance USA offers a comprehensive travel insurance policy that is specifically designed to protect travelers from a variety of unforeseen incidents that may arise before or during their travels.
AXA Assistance USA often prioritizes providing their policyholders with peace of mind by offering a wide range of travel insurance plans that include essential coverage for trip cancellations, medical emergencies, and lost and delayed luggage. Beyond just providing financial security to travelers, they also provide them with 24/7 travel assistance to help them plan ahead for medical emergencies and other crises.
Whether you are planning a trip with the sole purpose of business or leisure, this travel insurance offers unique coverage that you can benefit from. In this article, we would explore the key features of AXA Assistance USA travel coverage the types of coverage available, and other useful information.
About AXA Assistance USA Travel Insurance
This travel insurance is dedicated to providing comprehensive coverage for travelers who seek financial protection and security. It is one of the leading insurance companies that offer coverage for travelers with a wide range of plans tailored to meet various needs. They offer three main travel insurance policies, such as silver, gold, and platinum plans, each with its distinct coverage options.
With a commitment to providing dependable coverage and outstanding services, this travel insurance strives to improve the travel experience by offering peace of mind to both international and domestic travelers.
What Does AXA Assistance USA Travel Insurance Cover?
Generally, AXA Assistance USA travel policy covers the following:
- Emergency medical evacuation and repatriation.
- Overseas emergency medical expenses.
- Dental expenses
- Trip delay.
- Trip cancellation.
- Trip interruption.
- Delayed, damaged, or missing luggage.
- Accident while in public transport.
What Are the Exclusions?
This travel insurance does not offer coverage for virtually everything related to your trip. Highlighted below are the common exclusions in their policy:
- Items lost or damaged due to negligence.
- Equipment left in an unsupervised public place.
- Expenses related to a pre-existing medication condition.
- Non-emergency medical expenses, such as routine checkups and cosmetic procedures.
When purchasing a travel insurance policy from AXA Assistance USA, it is important that you read the fine print of the policy carefully. This would help you have a better understanding of the type of plan you have, its coverage options, and its exclusions.
Types of Insurance Plans Offered by AXA Assistance USA
AXA Assistance USA travel coverage features three main plans tailored to meet various needs and budgets for travelers. We have helped to curate key details about each of the plans below:
Silver Plan
This plan is an ideal option for domestic travellers who plan on travelling within the territories of their country. In the AXA Assistance USA silver plan, you enjoy perks like
- 100% trip cancellation
- $25,000 emergency accident and sickness medical
- $750 baggage and personal effect
Gold Plan
For the gold plan, below are some of the coverage provided to travelers:
- 100% trip cancellation
- $100,000 emergency accident and sickness medical
- $1,500 baggage and personal effect
Platinum Plan
The Platinum plan is the highest travel insurance plan offered by AXA Assistance USA, and here are some of its features:
- 100% trip cancellation
- $250,000 emergency accident and sickness medical
- $3,000 baggage and personal effects
Why Should I Purchase Travel Insurance From AXA Assistance USA?
When embarking on a trip, considering potential risks and hazards on the way is crucial. Regardless of whether you are going on a foreign trip, domestic trip, business trip, or leisure trip, it is always good to look out for your safety while travelling. Unexpected events can occur while you are travelling, but if you have a form of protection in place, it guarantees peace of mind.
Not only will purchasing AZXA assistance USA travel insurance give you peace of mind, but the policy covers optimum travel assistance services and coverage for emergency situations. If you were to cancel your trip due to an unavoidable situation, AXA Assistance USA travel insurance will reimburse all related costs.
Is Covid-19 Covered Under AXA Assistance USA Travel Insurance?
Generally, this travel insurance does not offer coverage for pre-existing medical conditions, and this includes Covid-19. However, there is an exception of offering coverage for Covid-19, depending on the type of plan you purchase. Some policies offered by AXA Assistance USA may include provisions for trip cancellations or interruptions due to Covid-19-related issues.
Additionally, if a traveler contracts COVID-19 during the trip, some plans might pay for emergency medical care. Notwithstanding, we encourage travelers to carefully read the terms and conditions of their policy in order to fully grasp the scope of their coverage. You can also reach out to AXA Assistance USA for the most recent information and updates about situations surrounding the pandemic.
FAQs
Is there an age limit for AXA Assistance USA travel insurance?
No, AXA Assistance USA offers travel insurance policies to both domestic and international travelers; there is no age limit attached to the coverage. Nevertheless, if you intend to buy a student plan, you must have attained the age of 27 before coverage can be approved.
How do I file a claim with AXA Assistance USA?
To file a claim for a covered risk, reach out to the claims department of AXA Assistance Travel USA. This can be done online on their official website. You will be required to provide documents and information that pertain to your claim so it can be easily processed.
How much does it cost?
There are several factors that determine the cost of the AXA Assistance travel insurance policy. The insurer will consider factors such as your age and that of people you are taking along on the trip, the length of your trip, coverage limits, as well as the destination. To get an accurate idea of how much the coverage will cost, you can get quotes from the insurance company directly.