Cat 70 Travel Insurance is among the top-rated travel insurance companies in the insurance industry today. This company offers specialized coverage tailored to meet the needs of travelers who need coverage for medical emergencies. Whether you are going on an international trip or a domestic trip, cat 70 travel insurance offers great benefits that you can enjoy, such as trip cancellations, and trip interruption, including lost and delayed luggage.
This article aims to explore the key features of Cat 70 insurance, highlighting what the policy covers, what it does not, and other important considerations for travelers seeking to buy this insurance. To unlock more information about Cat 70 insurance, keep reading.
What Does Cat 70 Travel Insurance Cover?
Unlike other travel insurance companies that offer average coverage options, Cat 70 travel insurance includes just one plan. The type of coverage they provide can be utilized by both domestic and international travelers who seek financial security. Enumerated below are the coverages provided under the Cat 70 travel insurance policy:
- Trip cancellation.
- Trip interruption.
- Emergency medical issues.
- Pre-existing medical conditions.
- Accidental death and dismemberment (AD&D).
For further clarity about the type of coverage offered by Cat 70 travel insurance, you can reach out to an insurance agent or speak to your insurance company directly.
What Is Not Covered?
Although most travel insurance covers the majority of risk expenses incurred from a traveler’s trip, there are some limitations as well. Cat 70 travel insurance does not offer coverage for
- Extreme sports and activities such as horse racing or mountain climbing
- Cancellation of trip for fear of COVID-19
- Loss of items in checked baggage.
We often encourage travelers and policyholders to read the fine print of their policy to fully understand what it covers and what it does not. This would enable you to have an idea of the exclusions of your travel insurance policy.
Does Car 70 Travel Insurance Offer 24/7 Travel Assistance?
Yes, they do.24/7 travel assistance is one of the coverages offered by Cat 70 travel insurance. This coverage is designed to provide policyholders with support on their trip if there is a medical emergency, travel delay, or logistic challenges. Typically, this coverage is to ensure that travelers receive timely assistance if they are faced with an emergency while on their trip.
Before going on your trip, you can request the company’s hotline should you need assistance as regards your trip.
Can You Buy Cat 70 Travel Insurance Online?
If you intend to purchase a travel policy from Cat 70, the first thing you need to do is go online and search for the type of plan offered by Cat 70. They have an official website where you can access all information about the type of plan they offer, coverage options, exclusions, and other information.
Nevertheless, it is advisable to carefully review the terms and conditions of the policy before finalizing your purchase. This is specifically to ensure that the policy meets your travel needs and preferences.
How Much Does it Cost?
The cost of this travel insurance varies significantly across insurance companies and is also dependent on several factors, such as the length of the trip, your age and other people you are taking on the trip, coverage limits, and the total cost of your trip. Insurance companies will also consider the destination and purpose of your trip.
To have an accurate idea of the cost of Cat 70 travel insurance, visit their official website or speak to an experienced agent who has worked with the company before.
Pros
Here are some of the benefits attached to purchasing this travel insurance:
- Covers preexisting conditions as long as you meet the requirements.
- Covers trip cancellation and interruption.
- Covers medical emergencies.
- Covers lost or delayed luggage.
- High limits on medical and evacuation coverage.
- Offers CFAR as an add-on.
Cons
While we have highlighted the benefits of this travel insurance, let us also consider some of its downsides:
- Offers just one policy.
- No rental coverage.
- Luggage and equipment coverage has low coverage limits.
- Does not cover extreme sports.
Is Cat 70 Travel Insurance Worth It?
Whether or not Cat 70 travel coverage is worth it largely depends on your individual needs and the type of coverage you need for your trip. Our take on Cat 70 travel insurance is that it is an ideal option for both domestic and international travelers, as there are several benefits you can gain from purchasing the policy.
This travel insurance policy features coverage such as trip cancellation, trip interruption, land loss, and delayed luggage. The provision of these essential coverage options has made it sought after by most travelers and adventurers.
However, it is important to note that Cat 70 travel coverage does not cover rental car coverage, extreme sports and activities, or robust emergency medical coverage. If you seek any of this coverage, you should consider other travel insurance companies, such as Nationwide, Allianz, or AXA.