Best Cheap Car Insurance after a DUI – After a DUI, obtaining affordable car insurance is often difficult. This is because most car insurance companies do not offer car insurance after a DUI. Despite this, there are several best cheap car insurance companies that you can check out. Meanwhile, DUI in some ways affects your car insurance, some of which are higher insurance rates. Higher insurance rates are some of the things that make car insurance expensive after a DUI.
Affording a DUI car insurance rate can be very challenging, just as getting cheap car insurance after a DUI can be. Drivers with a DUI often get an average 71% increase in their existing car insurance. Some insurance companies do not renew the insurance policy of a driver after a DUI, while some do. This write-up will enlighten you on the best cheap car insurance you can get after a DUI.
Best Cheap Car Insurance after a DUI
While getting cheap car insurance after a DUI can be very difficult, some offer car insurance to drivers with a DUI. These car insurance companies offer discounts to these drivers to get car insurance policies that help them save money.
However, car insurance companies such as Concord, MMG, and Texas Farm Bureau are some insurers who offer cheap car insurance to drivers after a DUI. Aside from these, below are other car insurers who offer cheap car insurance after a DUI.
Progressive
This insurance company offers the best average car insurance rates to drivers after a DUI. They offer SR-22 and non-owner car insurance, which is very important to most drivers after a DUI. Different discounts that reduce the rates of drivers with a DUI are offered depending on their driving record. Accident forgiveness as well as disappearing deductible options are also available at this insurance company.
American Family
Drivers looking for better average car insurance rates after a DUI can purchase affordable car insurance from this insurer. American families offer better than average car insurance rates to drivers after a DUI. They offer strong, lengthy car insurance optional coverage types along with an SR-22 filing made when needed by the insured. However, little to no complaints have been made against this insurance company.
USAA
Another car insurance company that offers car insurance after a UDI is USAA. This insurance company also offers the best average insurance rates to eligible drivers with a UDI. Unfortunately, this insurance is only available to veterans, military members, and military family members. Drivers who do not fall under this category are not eligible for this car insurance. However, lower rates for drivers after UDI, good drivers, and drivers who have a ticket or accident on their record are offered by this car insurance company.
Auto-Owners
One of the car insurance companies with lengthy insurance coverage options is Auto-Owners. Their claim process and the fewer complaints made against them make it a good option for drivers after a DUI. Their multiple coverages make it a lot easier for these drivers with a UDI to overcome high insurance rates. Non-owner car insurance coverage, as well as vanishing deductibles and accident forgiveness, is also offered by this insurer. They also offer new car replacement and gap insurance coverage offered by Auto-Owners.
How to Get the Best Cheap Car Insurance after a DUI
To get the best cheap car insurance after a DUI, you will need to follow some steps to make it possible. You will need to get in touch with different lenders and determine the best one for you. Using the below steps, you should be able to find cheap car insurance for drivers with a DUI that suits you.
Check Around for Discounts:
You may lose any good driver discount you already have and have an encounter with surcharge rates, but it is advisable to look for discounts for drivers after a DUI. Purchasing multiple homeowners and car insurance policies or getting multiple cars insured may increase your chances of getting car insurance discounts. However, do not hesitate to ask your insurance agent about discounts you are eligible for.
Proof that You Are a Safe Driver:
Keep a clean record to give you a better chance at insurance discounts. Issues like traffic violations and accidents, as well as additional DUIs, should be kept off your record. As time goes on, these things will get off your record, making you a lower-risk tier.
Shop for Car Insurance:
Checking around for car insurance and comparing their rates gives you a better shot at getting cheap car insurance. After the increase made to your insurance rate after getting a DUI, comparing insurers with cheaper rates helps you save money. Although your surcharge will last just a short term, some companies keep them steady.
