Do you need illness coverage for your furry little friend? Then get them an Admiral pet health insurance policy. This pet insurance covers your pet’s health when they fall ill or sustain any injury during an accident. The thought of losing your pet due to an illness can be overwhelming, and it is wise to have coverage for them. In this blog post, I will provide all the information about Admiral pet insurance, including offers, pricing, and how to get insurance for your pets.
Admiral helps you with the pet insurance coverage that you need. At Admiral, there is insurance coverage for your cats and dogs as well, with a wide range of insurance policies and lots of add-on benefits. Pet owners also get a 5% discount when they buy policies for multiple pets.
In addition, Admiral pet insurance also provides coverage for behavioral, congenial, and hereditary conditions. So, regardless of the insurance coverage you choose for your pets, Admiral Insurance pays 96% of claims and pays them within 5 business days.
Why Should I Insure My Pet With Admiral?
Admiral offers some of the best coverage for your pets. with low prices and lots of discounts for your pet’s veterinary fees. Admiral pet insurance stands out from the crowd. Injuries and illnesses are accidental, and the fees for treatment are usually high. In some cases, treatment for pet injuries can cost thousands of dollars. That is why you should get your pet insured at Admiral because you can get a discount on vet fees.
Types of Admiral Pet Insurance Coverage
Getting health insurance for your pet is the right thing for you to do. Admiral pet insurance offers different coverage for pet owners to choose from. Such coverage includes lifetime and time-limited coverage.
Lifetime Coverage
This insurance coverage is the best coverage for your pets because it covers a wide range of policies. This type of coverage features three levels of coverage, and they cover illness and accident. The classic lifetime coverage policy covers up to $2,500 annually for veterinary fees, while the premier coverage policy covers up to $5,000 annually for veterinary fees, and the premier plus covers up to $10,000 for veterinary fees every year. It also covers:
- Veterinary fees for injuries sustained in an accident up to $10,000.
- Veterinary fees for illness up to $10,000.
- Third-party liability fees of up to $2 million for dogs.
- A dental fee of up to $2,500 following an injury or accident.
- Three stages of covers to pick from.
- Renew your illness coverage limit.
Admiral insurance of a 12-month limited-time coverage policy offers up to $2,000 in veterinary fees to cover each condition for up to 12 months starting from the occurrence of the injury or illness. After this time is up, the condition is not available for coverage and it becomes an early condition if the insurance policy is refreshed.
Admiral Standard Max Benefit
This insurance coverage policy offers up to $2,500 for veterinary fees for each condition. The coverage is not limited by time, up to the limit of the policy for that term, at which stage the condition is not covered anymore.
Some Admiral pet insurance policies also offer add-on coverage, such as $85 for every accident, injury, or illness. Plus, when you cover multiple pets of up to 6, you get an extra 10% off when you buy coverage. There is also $250 for third-party liability coverage for your dogs. Note: There is no age restriction for your pets.
What Does Admiral Pet Insurance Not Cover?
Admiral pet insurance typically covers the most important treatments for pets. It also covers half of the vet fees. However, there are some things that Admiral pet insurance won’t cover, and they are:
- Bathing
- Defleaing
- Grooming
- Vaccination
- Spraying
- Nail clipping
- Deworming
- De-matting
And so on. Admiral pet insurance covers important things like vet fees and life insurance for your pets.
How Does Admiral Calculate Pet Insurance Costs?
Admiral calculates the cost of your pet’s insurance and then gives you a quote. Many factors are involved in calculating your insurance costs, and you have to provide the basic information about your pets to get an insurance quote.
- Age: The age of your pet also determines the insurance coverage you will buy for your pets. as your pets get older there are more open to illness which means that each year the insurance for your pet will increase.
- Breed: Most pet breeds are likely to suffer from health conditions and this can lead to an increase in premium.
- Province: The cost of your premium is likely linked to the price of the veterinary fee in your location. If the price of the vet is a cost in your area, then your premium will be more expensive.
- History of claims: The history of your claims also affects the cost of your premium and you are likely to pay more fees if it is proven that you have claimed before.
- Medical fees: The treatment for the illness of your pets impacts the premium you get.
All these factors determine the cost of your pet insurance. If you want to get a cheaper quote, you can take good care of your pet because healthier pets at times don’t visit the vet often and this means lower bills. You can also make research on the type of breed of your pets because some pet breeds are more expensive than others. If you also buy pet insurance for multiple pets, you will get a discount on any coverage you purchase.