Best Cellphone Insurance Providers: No doubt, cell phones and other mobile devices are essential when it comes to getting by in today’s world. Thus, it is important to keep these devices protected. With cell phone insurance, you can protect your device from accidental damage that is generally not covered by your renters or homeowners insurance policies.
Cell phone insurance is a type of insurance that covers the cost of repairs or replacing your mobile device if it’s damaged or stolen. In other words, this insurance covers the manufacturer’s warranty or theft. Like other insurance policies, you will have to pay a premium for your coverage, and the insurer will pay out for repairs or replacement in the event of a covered loss. If you would like to purchase coverage, it is important you know some of the best insurance providers. This aims to outline and discuss some of the top cell phone insurance providers to choose from.
Best Cellphone Insurance Providers
There are a plethora of cell insurance providers, and selecting the right company can be tasking or daunting. For this reason, we have compiled some of the Best Cellphone Insurance Providers to check out. Our selection is based on their coverage, customer service and reviews, pricing, and more. Check out the list below:
Akko
One of the most popular cell phone insurance companies that is highly rated and offers affordable plans in Akko. With this company, you can insure your electronic, photography, or video equipment, gaming gear, and more at an affordable price. For mobile devices, some of its coverage includes cracked screens, liquid damage, accidental damage, parts breakdown, vandalism, theft, and more.
It provides an inclusive protection plan that starts at $5 per month and can cover not just your phone but up to 25 additional items. In addition, it allows for fast and easy same-day repairs, unlimited claims, and no annual reimbursement limits. This company makes it easy to get coverage by filling out your information and adding devices.
Progressive
Another insurance company that offers the best cell phone insurance coverage is Progressive. This company offers highly affordable cell phone insurance. In addition, it offers two-year policies with a $75 deductible and a premium of only $153. Furthermore, this company can reimburse you for theft or vandalism of your cell phone.
Other coverage offered includes damage due to fire, flood, natural disaster, drops, spills, and power surges. More importantly, they also cover and repair cracked screens. Getting coverage from this company is also easy and can be done by simply visiting their official website online.
USAA
This is another renowned insurance company that offers a wide range of insurance services to U.S. military veterans and their families. They offer members an average of 22% savings on cell phone coverage of one or two-year plan options.
Furthermore, they offer additional security features in addition to their coverage, including the Safestore app and the ability to lock and locate your phone remotely. You also get a two-year prepaid plan from USAA that costs about $7 per month. You can shop for a quote or coverage via their official website online.
5Devices
This insurance company allows customers to protect five internet-connected devices all for the price of one. In addition, you can also shop for a plan that covers up to 10 or 20 devices.
For each device, you will receive coverage for cracked screens, liquid damages, mechanical failures, electrical component failures, and more. Also, you get 24/7 customer service along with free shipping for repairs; no hidden fees. This plan also features a low deductible and allows you to file unlimited claims. You can get coverage for $17.99 monthly, and you can upgrade your service whenever you wish.
SquareTrade
This insurance coverage is now part of Allsate, and they offer an affordable solution to cell phone protection. You can get coverage for $8.99 per month, and you can cover any phone from any carrier. However, a deductible applies for covered claims ranging from $25 up to $149, depending on the damage type.
It is crucial to note that this company does not cover loss or theft, and coverage is limited to accidental damage but does include water damage. However, they offer a cell phone insurance plan that can either be purchased as a family or individually. You can get coverage by visiting their official platform online.
Bottom Line
Cell phone insurance can be a worthwhile investment, especially for people who are currently using some of the expensive mobile devices. However, before purchasing coverage, it is important you know some of the best lenders, and this article has outlined and discussed some of the top providers. We, however, advise that before purchasing coverage, ensure you compare quotes to enable you to select a provider that meets your needs.