If you are searching for car insurance in Las Vegas, you might want to check out some of the best insurance companies that offer tailored auto insurance to suit every driver’s needs. In Las Vegas, it is required by state law that every driver have a minimum amount of liability insurance before they hit the road.
The right car insurance can help you attain financial peace of mind when you are driving in the flashy city of Las Vegas. Finding the best car insurance company can be a little difficult because you want to search for one that will provide an insurance policy that will suit your needs.
There are multiple insurance companies that offer lots of add-ons that can be added to your auto insurance policy to suit your needs. Not to fret, in this write-up, I will draft a list of some of the best insurance companies in Las Vegas.
Best Car Insurance Companies in Las Vegas
Finding the best car insurance company in Las Vegas can be a little difficult because you need to find the one that will suit your needs. However, this isn’t impossible. Several insurance companies in Las Vegas offer affordable insurance rates and a variety of add-ons. Here are some of the best insurance companies in Las Vegas.
GEICO
GEICO allows its policyholders to add a mechanical breakdown and optional coverage for all systems and parts. This insurance covers the cost of repairs when you want to replace parts of your car or you encounter a mechanical breakdown.
GEICO provides some of the cheapest rates for auto insurance in Las Vegas for both minimum and full-coverage auto insurance. Drivers in Las Vegas can save more if they are eligible for its long list of auto insurance discounts.
State Farm
This insurance company is tied for first place among the best car insurance companies overall for its impressive customer service and competitive premiums. State Farm also offers several opportunities for discount savings, which include two safe driver rewards programs depending on telematics.
USAA
USAA has always received high ratings from J.D. Power and A++ ratings from AM Best for its financial stability. USAA is known for having excellent customer service, good coverage options, and great prices. However, this insurance company only sells its auto insurance to military members, veterans, and their eligible family members.
Progressive
This insurance company helps its customers build an auto insurance policy around their budget. The drivers can add other additional coverages, such as deductible savings accounts that lower the collision and comprehensive deductibles by $50 for each claim-free policy period.
Nationwide
Nationwide not only offers a wide range of coverage options, but it also has affordable auto insurance rates. Some of its additional coverage includes gap insurance, total loss deductibles, and accident forgiveness.
Cheapest Car Insurance Companies in Las Vegas
The insurance company that you choose will be one of the biggest variables in your insurance cost, so you might want to shop around to be sure that you are getting the best rate. In Las Vegas, several car insurance companies offer some of the cheapest annual rates for 35-year-old drivers with excellent credit scores and good driving records. Here are some of the cheapest car insurance companies in Las Vegas:
| Company | Rate | Ratings |
| Geico | $1,181 | 4.5 |
| USAA | $1,813 | 4.5 |
| Country Financial | $1,915 | 5.0 |
| Nationwide | $2,017 | 5.0 |
| Progressive | $2,326 | 5.0 |
| State Farm | $2,443 | 5.0 |
| Hallmark Insurance | $2,789 | 4.5 |
| American Famers | $3,093 | 5.0 |
| Key Insurance | $3,204 | 4.5 |
| Mercury | $3,240 | 4.0 |
If you are searching for cheap auto insurance in Las Vegas, you might want to shop around and compare quotes from several other insurance companies. The insurance companies make use of several factors to determine the cost of car insurance, which include address, age, the type of car you are driving, and driving history. This means that every driver will get a different rate.
The Average Cost of Car Insurance in Las Vegas
For several reasons, insurance costs in Las Vegas differ from those in Nevada. The weather, the number of accidents, the type of roads, and so on can affect the rates the drivers are charged. Based on research, the average rate for car insurance is $3,393.
What is the Best Car Insurance in Las Vegas?
GEICO is considered one of the best car insurance companies in Las Vegas. However, since everyone has different needs, it might be a little difficult to find the best car insurance for you. Several insurance companies offer a wide range of add-ons that can be added to your car insurance policy. You can shop around for an insurance quote to decide which company is best for you.
Minimum Auto Insurance Requirement in Las Vegas
The minimum car insurance required in Las Vegas is $25,000 in bodily injury liability for a person and $50,000 in bodily injury liability per accident, along with $20,000 in property damage liability per accident. All these coverages are representative of the lowest legal requirement in Las Vegas. However, it is also a good idea to add extra coverage to your auto insurance.
FAQs
What Kind of Car Insurance Do I Need in Las Vegas?
In Las Vegas, it is illegal to drive your vehicle without auto insurance. The Drivers in Las Vegas are required to have the following car insurance: property damage, bodily injury, property protection, uninsured motorist bodily injury, personal injury protection, and property damage. The table below shows the minimum car insurance drivers in Las Vegas must have:
| Coverage | Amount |
| Bodily injury to others | $15,000 per person and $30,000 per accident |
| Property damage liability | $10,000 per accident |
How Much Does Auto Insurance Cost in Las Vegas?
The average price for auto insurance in Las Vegas is $120 per month or $1,440 per year. However, this is only for minimum coverage. The amount you pay solely depends on your insurance company, the coverage option you choose, and your driving history.
What Company Has the Best Auto Insurance in Las Vegas?
American Family and State Farm are some of the best insurance companies in Las Vegas. They both have the lowest complaint index score among other insurers,
What is the Cheapest Car Insurance Company in Las Vegas?
State Farm has the best average rate in Las Vegas for minimum coverage. The minimum coverage for a year costs $871, and this insurance company has one of the best prices for full coverage at $2,011 yearly. It has an excellent rate for people with a good driving record and young drivers.