How Do Points on Your License Affect Car Insurance

How Do Points on Your License Affect Car Insurance

Every driver may already know that their driving record has an impact on their insurance premiums. Insurance companies generally consider different factors, including license points, when determining your insurance premiums and rates. But how do points on your license affect car insurance? Most states use driver’s license point systems to identify violations, while insurance companies … Read more

Car Insurance for Police Officers

Car Insurance for Police Officers

Car Insurance for police officers- Given the nature of their work, finding the appropriate coverage is essential for guaranteeing police officers’ financial protection and personal safety. The police job usually entails high-speed pursuits and long hours on the road; as a result of this, there is a need for police officers to look out for … Read more

Can Tinted Windows Affect Your Car Insurance

Can Tinted Windows Affect Your Car Insurance

If you intend on purchasing coverage for a tinted car, you may be wondering, Does tinted windows affect car insurance? Many car owners choose tinted windows because they provide advantages like UV protection, increased privacy, and a better outlook of their car. Though these benefits are appealing, they can have a significant impact on your … Read more

Can You Get Car Insurance With No Credit History

Can You Get Car Insurance With No Credit History

Most insurance companies review credit history when issuing car insurance policies. This makes getting car insurance quite hard for most drivers. Credit history checking helps the insurer confirm your ability to pay premiums. While we have this, can you get auto insurance with no credit history? It is quite important to check if there are … Read more

Car Warranty vs. Car Insurance: What’s the Difference

Car Warranty vs. Car Insurance: What's the Difference

Car warranty and car insurance are both helpful options that offer protection against car repair costs in several cases. While these two have several similarities, most people often mistake them for each other. It is important to ask what the difference is between a car warranty vs. car insurance and understand how they work and … Read more

Can I Get Liability Insurance on a Financed Car

Can I Get Liability Insurance on a Financed Car

Yes, you can get liability insurance on a financed car, alongside other types of insurance such as comprehensive and collision coverage. The level of coverage you will carry for a financed car largely depends on the lender you took out the auto loan from. The majority of lenders often require borrowers to have full coverage … Read more

Can a Car Insurance Company Deny Coverage

Can a Car Insurance Company Deny Coverage

Can a car insurance company deny coverage? Yes, an insurer can do that, and they can for various reasons. Auto/car insurance with liability coverage is compulsory in almost every state in the United States apart from New Hampshire.  Qualifying for car coverage is not always guaranteed. However, insurers can deny coverage for many drivers, and … Read more