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Ceded Reinsurance Leverage

Ceded Reinsurance Leverage

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Most companies use reinsurance to shake off risks in their portfolios. They do this in exchange for a part of the premiums they get...
Continuous Insurance Discount

Continuous Insurance Discount

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Lately, it seems everything is getting more expensive by the minute. The rent, groceries, gas, electricity, and even car insurance are now more costly...
How Changing Your Address Affects Auto Insurance

How Changing Your Address Affects Auto Insurance

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Aside from other administrative purposes, your address is important to your auto insurance company. It has a huge influence on how much payment you...
Do You Need Life Insurance for Your Small Business

Do You Need Life Insurance for Your Small Business

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Life insurance is recommended for everyone to support family, but business owners need it more. Because employees count on their employers for job security...
Can I Pause my Car Insurance

Can I Pause my Car Insurance

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Can I Pause my Car Insurance - It is required for every car owner to get car insurance, but sometimes, you may want to...
Does Sleep Apnea Affect Life Insurance Rates

Does Sleep Apnea Affect Life Insurance Rates

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Yes, sleep apnea can typically affect your life insurance rates, depending on the insurance company you are working with. Sleep apnea is a common...
State Disability Insurance - What it is, Coverage and Cost

State Disability Insurance – What it is, Coverage and Cost

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Performing day-to-day activities because of a disability can be stressful and daunting. To reduce the financial burden that people may face during these difficult...
How Long Can I Stay on My Parents' Insurance

How Long Can I Stay on My Parents’ Insurance

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Most of us still under our parents have the privilege of benefiting from our parent’s insurance. During a certain age range, young adults can...
Protection and Indemnity Insurance

Protection and Indemnity Insurance

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Protection and indemnity insurance, also known as P&I insurance, is an important type of marine insurance, customized especially to manage the special liabilities and...
How Far Back Do Insurance Companies Look

How Far Back Do Insurance Companies Look

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How Far Back Do Insurance Companies Look - Each time we apply for insurance, the insurer takes a look back at our records before...