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What Is a Reciprocal Insurance Exchange

What Is a Reciprocal Insurance Exchange

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Reciprocal insurance exchange is a form of insurance organization where businesses and individuals exchange insurance contracts and share the risks connected with those contracts...
What Is A Pet Insurance Waiting Period

What Is A Pet Insurance Waiting Period

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Pet insurance is made to cover pets in times of unforeseen expenses such as illness and accidents. When you purchase a policy for your...
What is a Hammer Clause

What is a Hammer Clause

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A hammer clause, also known as a blackmail clause. This is a component of a life insurance policy that gives insurance companies the right...
What Is a Named Perils Policy

What Is a Named Perils Policy

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When you want to purchase homeowners insurance or commercial property insurance, you will have to choose between a named perils policy or an all-risk...
What is a Lapse In Insurance Coverage

What is a Lapse In Insurance Coverage

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You may have come across the phrase “a lapse in insurance coverage” while changing insurers or when you miss payments on your continuous car...
Self-Employed Insurance - What You Should Know

Self-Employed Insurance – What You Should Know

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Whether you work as a freelancer, 1099 worker, or entrepreneur, it’s very difficult to be your boss and enjoy the freedom that comes with...
Retail Insurance - What it is and How it Works

Retail Insurance – What it is and How it Works

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Managing a retail business is similar to exploring a busy marketplace where different challenges and risks wait ahead. From safeguarding your inventory from theft...
Should I Get Life Insurance in My 20s

Should I Get Life Insurance in My 20s

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Generally, it is best to buy life insurance when you are still young because it will benefit you more in the future. But should...
Should I Use Life Insurance Agents

Should I Use Life Insurance Agents

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Should I use life insurance agents? When it comes to buying life insurance, it often makes sense to consult the help of a life...
Should You Get a High-Deductible Health Plan

Should You Get a High-Deductible Health Plan

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Should you get a high-deductible health plan or a low-deductible insurance plan? This is a common question policyholders ask when determining what health insurance...