For individuals looking for life insurance coverage for financial security without having to go through a lengthy underwriting process, simplified issue life insurance provides a quick and convenient means to do that. Simplified issue life insurance policies are specifically designed for people who have health concerns and those who prefer a quicker life insurance application … Read more
The life insurance contestability period is a crucial time that greatly impacts the insurance process, ultimately affecting both policyholders and beneficiaries. This time frame usually lasts for the first two years after a policy is issued. This allows insurance companies to look into and refute claims made using the data submitted during the application process. … Read more
Private placement life insurance is an effective financial tool that is specifically designed for high-net-worth individuals looking for investment opportunities and customizable insurance options. In contrast to conventional life insurance plans, PPLI gives policyholders the flexibility to invest in a variety of assets inside the tax-advantaged confines of a life insurance policy, such as real … Read more
If you have a life insurance policy, there are several things you need to be aware of, such as the coverage option you have and the benefits of the policy. While life insurance is primarily an effective financial tool that ensures that your loved ones are not distressed after your passing. It is important to … Read more
What is life insurance fraud? Life insurance fraud is an illegal act where individuals lie to and deceive insurance providers to get life insurance coverage. What’s more, life insurance fraud can be committed either by the policyholder or the insurance company. For policyholders, this type of offense can be staging your death or another’s or … Read more
Are you wondering if your life insurance policy covers cancer? If yes, this article is for you. This article aims to discuss life insurance for cancer patients. In the meantime, cancer diagnosis can have devastating effects on families and loved ones. Research shows approximately two million people in the United States are expected to be … Read more
Hey there! Are you searching for the best life insurance for seniors? If yes, this article is for you. This article aims to outline some of the best life insurance for seniors. In the meantime, life insurance is important because it can provide a family with a sense of security and support after someone’s passing. … Read more
If you have life insurance but you additional coverage to your existing plan, then you should consider getting supplemental life insurance. For instance, if your employer offers life insurance as part of your employee benefit but you need additional coverage that covers your family’s needs in case something happens to you, this insurance is ideal … Read more