Most travelers might be curious if they should purchase travel insurance or not. Travel insurance is an essential aspect of trip preparations, but most individuals get puzzled by the most available insurance providers and plans. No matter where you are in the world, a strong, knowledgeable customer support team is at your disposal with TravelSafe Travel Insurance.
Travelsafe Travel Insurance is one of the reputable private providers in the US. Additionally, it has provided vacation policy since 1971 with additional coverage for travelers, giving them peace of mind while traveling. It is an excellent choice for tight layovers, as its Classic plan offers missed connection coverage at $2,500. Furthermore, we will talk about some of the policy types Travelsafe Travel Insurance offers and how to get the best policy for your needs.
Coverage Types for TravelSafe Travel Insurance
Travelsafe provides two travel policies you can select from, which include Basic and Classic. Since these two policies offer coverage for travel schedules, medical expenses, personal belongings, and national travel support, they are also different. Furthermore, the Classic policy also provides extra benefits you won’t get in the Basic plan.
Travelsafe Basic Policy
- Trip cancellation: The TravelSafe Basic insurance plan includes $10,000 per person in trip cancellation coverage for prepaid, nonrefundable travel expenses.
- Travel interruption: Additionally, this plan covers 100% of nonrefundable trip expenses during the trip interruption.
- Missed connections: The basic plan offers a $500 reimbursement if you miss your trip connection by more than three hours.
- Travel delay: You will receive up to $100 per day, or a maximum of $1,000, for covered expenses if your trip is delayed for more than six hours.
- Travel health care: The Basic plan offers coverage for dental costs up to $750 and $35,000 for accident and illness travel medical insurance.
- Medical emergency evacuation: Remaining repatriation or emergency medical evacuation costs up to $100,000 are covered by the plan.
- Personal belongings: For covered losses, you are reimbursed up to $500 for personal belongings and $500 for personal effects. If your bags are delayed for more than 12 hours, the policy will reimburse you up to $100.
Travelsafe Classic Policy
With more benefits, the TravelSafe Classic plan is considered to be the same just like the Basic plan. The following includes;
Trip interruption and cancellation:
During a trip interruption, you may receive up to 150% of the non-refundable covered trip cost and up to $100,000 per person for trip cancellation.
Missed connections:
If you miss a connection by more than three hours, you can get up to $2,500 back under the Classic plan.
Travel delay:
For delays longer than six hours, the trip delay coverage reimburses up to $150 per day, up to a maximum of $2,000.
Travel health care:
The Classic plan’s medical coverage provides a $100,000 increase in accident and sickness medical coverage with the same $750 dental expense sub-limit.
Personal belongings:
Coverage of $2,500 for luggage and personal effects, as opposed to $500 with the Basic plan. Additionally, if a bag is delayed for 12 hours or longer, coverage increases to $250.
Pet kennel:
Pet kennel coverage is included in the Classic plan for up to $100 per day.
Travelsafe travel insurance provides multiple coverages that seem optional for most travelers who might find it helpful. Other coverage options include cancel-for-any-reason (CFAR), extended personal property benefits, accidental death & dismemberment (AD&D), and rental car damage.
What Does Travelsafe Travel Insurance Not Cover?
Regardless of what Travelsafe covers, you should also know that there are several exclusions it offers. In addition, it’s an excellent choice to review the fine print to determine what your policy does not cover. The following are some Travelsafe coverage exclusions:
- Using drugs other than those that have been prescribed by a doctor.
- Either racing a car or a motorcycle.
- Engaging in extreme or adventurous sports, such as endurance or speed contests or events.
- Diving without a certification or with a dive master present.
- Optional operations or therapies.
- Routine dental or medical examinations.
- Conditions or disorders of the mind, nervous system, or psyche, unless they are fully or partially hospitalized.
How Much Does TravelSafe Insurance Cost?
The average cost of a TravelSafe policy is $316. TravelSafe is more affordable for young, single travelers, or single travelers, but can be costly for elderly travelers. Travel insurance cost is determined by the chance of an unforeseen event occurring during travel and the potential compensation needed to cover the impact.
The computations of vacation expenses are influenced by various factors such as the vacation spot, activities, passengers’ age and health, and the trip duration. TravelSafe’s high coverage limits in its two plans may not be the lowest on the market. But some tourists may find the cost explained. For the policies provided by TravelSafe, we obtained quotes for seven different trip types, each with unique details and traveler types.